First Time Home Buyers

The First Time Home Buyers' Program reduces or  eliminates the amount of property transfer tax you pay when you purchase your  first home. Click here to read more! 

Title Insurance

In its simplest form, title insurance protects the lender and  homeowner against a number of risks related to the property’s title or ownership. Click here to read more. 

Home Buyers Plan and RRSPs

The Home Buyers' Plan (HBP) is a program that  allows you to withdraw from your registered retirement savings plans (RRSPs) to  buy or build a qualifying home for yourself or for a related person with a  disability. Click here to read more. 

Property Transfer Tax

When you purchase or gain an interest in property that is  registered at the Land Title Office, you or your legal professional must file  a property transfer tax return and you must pay property transfer tax. The  property transfer tax is based on the fair market value of the property (land  and improvements) on the day it was registered with the Land Title Office, unless  you qualify for an exemption. Click here to read more. 

Property Transfer Tax

The Property Transfer Tax is a tax payable to the  Provincial Government by purchasers of real estate. The tax applies to all types of  real estate, whether residential, commercial or industrial. Click here to read more. 

Collateral Mortgage

A collateral mortgage is a type of mortgage product that is  “re-advanceable,” which means the lender can loan you more funds as the value of your home increases without the need to refinance your home loan. Click here to read more.